I just got a form collection letter with a lawyer’s mechanically reproduced signature on it. Is this a legitimate collection technique?

Perhaps not. Under the FDCPA (Fair Debt Collection Practices Act), a lawyer must review each individual collection case before putting his or her name on a collection letter. The lawyer can’t simply authorize that a form letter be sent and then let the bill collector send it, with the lawyer’s signature, if the lawyer hasn’t reviewed the particular debtor’s file. To put a stop to it, you may be able to sue the lawyer for up to $1,000 in small claims court for violating the FDCPA.