I’ve moved a lot and recently heard from a collector on a bill that’s almost three years old. How did the collector find me?

In this technological age, it’s easy to run but harder to hide. Collectors use the following primary resources to find debtors:

  • Relatives, friends, neighbors and employers – collectors pose as long-lost friends to get these people to reveal your new whereabouts
  • Post office change of address forms
  • State motor vehicle registration information
  • Voter registration records
  • A former landlord
  • Banks
  • Accurint, a database system that collects your information every time you sign up for nearly anything