My ex-spouse has filed bankruptcy. He/she has listed me as a co-signer on a scheduled debt. What can I do? Does my divorce decree protect me?

Generally, when one co-signs on a debt, each party is 100% liable for the debt, meaning the creditor may collect 100% from either party. If one party files for bankruptcy, the other person is still 100% liable.  The issues surrounding divorce and timing are all legal advice, and a debtor would need to speak to a qualified attorney to determine their rights.